Rachel Harbor
CeMAP qualified · 12 years advising in Norfolk
Mortgage advice in Norwich—clear options, no bank bias
Independent, whole-of-market advice for first-time buyers, homemovers and landlords across Norfolk.
Mortgage types we advise on
First-time buyers Plain-English guidance from budget to completion.
Remortgaging Plan before your fixed rate ends.
Moving home Porting, new borrowing and chain support.
Buy-to-let BTL affordability and portfolio lenders.
Self-employed SA302, accounts and contractor routes.
Protection & insurance Life cover and income protection alongside your mortgage.
How it works
1
Consultation
Free, no-obligation meeting
2
Research
Whole-of-market comparison
3
Application
We handle lender liaison
4
Completion
Keys and ongoing support
Your advisers
David Marsh
CeMAP qualified · Buy-to-let & self-employed specialist
What clients say
Rachel explained fixed vs tracker properly—something our bank branch did not.
Emma & James, Norwich
Clear advice on BTL affordability. No hard sell on products we did not need.
Priya, Wymondham
Common questions
Are you tied to one bank?
No. We are independent and have access to a wide range of lenders via our network.
Is the first meeting free?
Yes. The initial consultation is at no cost and no obligation. We explain our fees before you proceed.
What documents will I need?
Typically proof of ID, address, last three months payslips (or accounts if self-employed), bank statements and existing mortgage details.
Book a free initial consultation
No obligation—we explain our fees before you proceed.
Book appointment