Harbor Mortgage Advice is authorised and regulated by the Financial Conduct Authority (FCA no. 987654). Your home may be repossessed if you do not keep up repayments on your mortgage.

First-time buyer mortgages in Norwich

Buying your first home in Norwich or across Norfolk should be exciting—not a maze of jargon. We talk through your budget, explain agreement in principle vs full application, and search whole-of-market lenders.

  • Help with gifted deposits and documentation
  • Agreement in principle support
  • Plain-English explanation of each step
  • Support from offer accepted to completion

Frequently asked questions

How much deposit do I need?

This depends on the property and lender. Many first-time buyers aim for at least 5–10%. We discuss realistic options in your consultation.

Should I go direct to my bank?

You can, but a broker searches multiple lenders and explains pros and cons without bank bias.

Book a free initial consultation

No obligation— we explain our fees before you proceed.

Book appointment
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