Harbor Mortgage Advice is authorised and regulated by the Financial Conduct Authority (FCA no. 987654). Your home may be repossessed if you do not keep up repayments on your mortgage.

Buy-to-let mortgages

Clear advice on BTL affordability and which lenders are comfortable with your portfolio size. We do not provide tax advice— we refer you to an accountant for limited company vs personal name decisions.

  • Personal and limited company overview
  • Portfolio landlord lenders
  • Stress test and rental coverage explained
  • Referrals to specialist accountants when needed

Frequently asked questions

Should I buy in a limited company?

That is a tax decision. We explain mortgage implications and recommend speaking to a qualified accountant.

How many BTL properties can I have?

Lender limits vary. We match you with lenders comfortable with your portfolio size.

Get in touch

Contact us for a friendly chat about your requirements.

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